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About Credit SPOC
Credit SPOC is a brand of Sekou Consulting Private Limited. We bring decades of hands-on credit monitoring experience together with technology built for the job.
Why we exist
Credit monitoring is where lending risk is either caught early or discovered too late. Yet in many institutions it is still manual, fragmented and under-resourced.
We started Credit SPOC to give lenders a single point of contact for monitoring: one partner that computes, checks, tracks and reports, and whose work is reviewed by people who have spent their careers in credit.
What we stand for
- Precision. Every number traceable to its source and its rule.
- Confidentiality. Borrower data handled with the discipline banks expect.
- Accountability. Senior professionals own every engagement.
Leadership
CA Manish Poddar, FCA
Founder · Senior Partner, BFSI Vertical, SDP & Associates
B.Com, FCA · 25+ years
Has led credit monitoring services for more than 21 years. CAAT certified, with deep expertise in system audits and internal controls. Works across 31+ banks and NBFCs.
CA Puja Agarwal, FCA
Founder · Partner, BFSI Vertical, SDP & Associates
B.Com, FCA, FRM (USA) · 15+ years
Background in MNC bank credit. Specialises in designing processes and controls, and architected the Credit SPOC workflow system.
Senior bankers
Amit Gupta
Senior Vice President
B.Com, CS, LLB · 25 years
25 years in banking and financial services across credit administration, monitoring, documentation and legal, with Citibank, Yes Bank, IDFC and Federal Bank.
Ranajit Sengupta
Senior Vice President
B.Com, LLB, Cost Accountant · 30 years
30 years in banking and financial services with State Bank of India and SDP & Associates, spanning credit, documentation and monitoring.