Home / Tools / Drawing Power Calculator

Drawing Power Calculator

Enter the borrower's latest stock statement figures and sanction terms. Results update as you type.

Enter receivables already filtered for your bank's ageing cut-off (for example, under 90 days) and excluding ineligible debtors.

Drawing power

DP on stock (net of creditors)
–
DP on receivables
–
Total drawing power
–
Available (lower of DP and limit)
–

–

–

Method: (stock − creditors) × (1 − stock margin) + eligible receivables × (1 − receivables margin), capped at the sanctioned limit. Methods vary by bank policy and sanction terms. This tool is for illustration only.

Automate this for your portfolio

Talk to a senior credit professional about your portfolio.

Tell us how you monitor credit today. We'll show you where automation and expert review would make the biggest difference.